GM (General Motors Co) LT-Debt-to-Total-Asset: 0.33 (As of Mar. 2026)

What is General Motors Co LT-Debt-to-Total-Asset?

General Motors Co GM -0.55% 78 LT-Debt-to-Total-Asset is 0.33 as of Mar. 2026. GuruFocus rates GM with a GF Score™ of 78/100 and a GF Value™ of $63.91 (Modestly Overvalued). The stock has 11 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. General Motors Co's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.33.

General Motors Co's long-term debt to total assets ratio declined from Mar. 2025 (0.34) to Mar. 2026 (0.33). It may suggest that General Motors Co is progressively becoming less dependent on debt to grow their business.

General Motors Co (NYSE:GM) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

General Motors Co LT-Debt-to-Total-Asset Related Terms

General Motors Co LT-Debt-to-Total-Asset Historical Data

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The historical data trend for General Motors Co's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

General Motors Co LT-Debt-to-Total-Asset Chart

General Motors Co Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

LT-Debt-to-Total-Asset

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0.31

0.29

0.31

0.33

0.34

General Motors Co Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.34	0.34	0.33	0.34	0.33

78GF Score

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General Motors Co LT-Debt-to-Total-Asset Calculation

General Motors Co's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	95644	/	281284
	=	0.34

General Motors Co's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	91462	/	280974
	=	0.33

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.33 mean?

General Motors Co (GM) has a LT-Debt-to-Total-Asset of 0.33 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on General Motors Co and its competitors.

Is General Motors Co's LT-Debt-to-Total-Asset too high?

General Motors Co's current LT-Debt-to-Total-Asset is 0.33. Overall, General Motors Co has a GF Score™ of 78/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.

How does General Motors Co's LT-Debt-to-Total-Asset compare to F and RIVN?

General Motors Co's LT-Debt-to-Total-Asset of 0.33 can be compared against companies in the Vehicles & Parts industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Vehicles & Parts company?

A good LT-Debt-to-Total-Asset depends on the Vehicles & Parts industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on General Motors Co and its competitors. General Motors Co's current LT-Debt-to-Total-Asset is 0.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is General Motors Co stock overvalued right now?

Based on GuruFocus' analysis, General Motors Co (GM) is currently considered Modestly Overvalued. The stock's GF Value™ is $63.91, compared to a current price of $78.10 — trading 22.2% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.33. General Motors Co's overall GF Score™ is 78/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For General Motors Co (GM), the current LT-Debt-to-Total-Asset is 0.33 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is General Motors Co (GM) Overvalued in 2026?

Based on GuruFocus' analysis, General Motors Co stock appears to be overvalued. The current stock price of $78.10 is trading 22.2% above its estimated GF Value™ of $63.91. GuruFocus considers General Motors Co to be Modestly Overvalued.

Key valuation signals for GM:

LT-Debt-to-Total-Asset: 0.33
GF Value™: $63.91 vs. price of $78.10 (22.2% above fair value)
GF Score™: 78/100 with 11 warning signs

No single metric tells the full story. See the GM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

General Motors Co Business Description

Industry Consumer Cyclical Vehicles & Parts

Comparable Companies F RIVN XPEV LI NIO VFS LCID PSNY CYD LOT TSLA TSE:7203 SZSE:002594 XKRX:005380 MIL:RACE XTER:MBG XTER:VOW3 XTER:BMW XTER:P911 SZSE:000338

Other Exchanges GM:Mexico 1GM:Italy 0R0E:UK 8GM:Germany GMCO34:Brazil GMOT:Austria

Address 1240 Woodward Avenue, Detroit, MI, USA, 48265

Website https://www.gm.com

General Motors Co. emerged from the bankruptcy of General Motors Corp. (old GM) in July 2009. GM has eight brands and operates under three segments: GM North America, GM International, and GM Financial. The United States now has four brands instead of eight under old GM. The company regained its US market share leadership in 2022, after losing it to Toyota due to the chip shortage in 2021. 2025 US share was 17.4%, up 60 basis points from 2024. The Cruise autonomous vehicle arm, which GM now owns outright, previously operated driverless geofenced AV robotaxi services in San Francisco and other cities, but after a 2023 accident, GM decided that it will focus on personal AVs. GM Financial became the company's captive finance arm in 2010 via the purchase of AmeriCredit.

78GF Score

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$78.10

Price

$63.91

GF Value

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